Cattails - SadMT

Has anyone asked to go  back to Fluency after trying Cattails and if so, were you allowed to?  I'm having an awful time on this and am starting to panic.  I can't make less than I was in FFT.   I am very close to losing everything, have not been able to go to the grocery store in a couple months on FFT pay, and am barely paying utilities.  It looks like I'm in worse shape here, and that just can't happen.

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