Your deductible is $6k but does it - apply-to Posted: Jun 13th, 2016 - 6:07 pm In Reply to: That is what the total yearly deductible comes out to if I - figure it each month. The basic plan SM
regular office visits? Do you have co-pays? My annual deductible is $1500 and premium is $260 per month. If I wasn't using the exchange, I would be looking at $1600 per month by signing up with my state Blue Cross Blue Shield or another company that does business in my state. My co-pays are $30/60 and the rest is paid by my plan. ER co-pay is $100 and the rest of the ER visit is paid, even diagnostics. Diagnostics performed by my GP are covered, but if a specialist sends me off for tests or if I end up in the hospital, then I would need to pay my deductible.
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