As I mentioned in the post in the thread further down the page, I earned this awhile back and it's been working wonderfully. There has been NO downside that I can tell. I'm ecstatic to not have to send any reports with blanks to QC. Of course in the future, if I happen to make a bad error and a QA audit catches it, it could possibly drop my accuracy percentage and I'd have to start sending jobs with blanks again to QC, but so far that hasn't happened. Like you, I don't trust this company whatsoever, but I'm pleased to have this option, they can call it credentialing or anything they want, but I'll take it!