enable me to qualify for a hardship reduction on my mortgage. I am single in a household of 1 so no help from anywhere else. Still waiting on appraisal right now before final decision. I also qualify for exemption for Obamacare for company insurance as it costs more than the percentage allowed for my income. I now also qualified for reduction in my property taxes and energy assistance to help make it through. I earned $400 to much last year to qualify for SNAP benefits. This is sad.