when i quit Medquist about 7 years ago i had no insurance. i applied for some but they said i had preconditions (dermatitis and hypertension, wtf??), and wouldn't cover me. i was upset and then just went without. except for the one time i split my lip open and had to go to the ER, it worked out just fine. my doctor visits weren't too expensive and i just went without. for 2 years or so. until Medquist ate JLG and i was absorbed into Satans web. so that was one good thing...getting health insurance again. when i retire, i will probably go without again for 3 years until i hit 65. but i simply cannot fathom working for this place past 62. i cannot wait to get out of here, health care or not.